TLDR: Nine out of 10 students in Massachusetts are not required to learn about credit scores, interest rates, and taxes. Sean Simonini, a college sophomore, is pushing for financial literacy classes to be a requirement for every student in the state. Currently, only 16 out of more than 300 school districts in Massachusetts require students to pass a personal finance class. Simonini argues that students are being set up for a lifetime of debt without understanding the consequences.